Financial Aid Adviser
EPIC Bible College, formerly Trinity Life Bible College, is here to help you achieve all that God has for you. We are so happy that the financial aid department can help you receive the education needed to fulfill your destiny in God. Therefore, we offer Federal Title IV programs, state funding, and institutional scholarships to help you pay for the cost of education and achieve your goals. If you haven’t already, please fill out a Free Application for Federal Student Aid (FAFSA), at https://studentaid.gov/h/apply-for-aid/fafsa. For more information please see Financial Aid Application Packet.
We understand that the financial aid process can be difficult, but the financial aid office at EPIC Bible College is here to assist you in every possible way to help you through the process and as stress-free as possible.
EPIC Bible College strives to offer quality education at affordable prices, and yet we recognize that the high cost of education can make your academic goals seem financially out of reach. If you believe the Lord is calling you to EPIC but cannot imagine how you would afford it, please read through our Financial Aid information for more assistance.
Financial Aid News
To be eligible for financial aid the following items must be met. If you have any questions about any of the items please contact our Financial Aid Officer.
Submit a FAFSA (https://studentaid.gov/h/apply-for-aid/fafsa School Code: 034033)
Demonstrate financial need (Cost of Attendance – Expected Family Contribution = Need)
Have a High School Diploma, or GED
Be a U.S. citizen or an eligible non-citizen
Have a Social Security number
Register for Selective Service (males 18-25)
Be enrolled in an eligible program
Maintain Satisfactory Academic Progress
Not be in default on a federal student loan
Submit verification forms (Please see Financial Aid Verification)
Financial Aid Application
How to Apply for Financial Aid for 2016-2017 or 2017-2018:
Start With the FAFSA
Applying for financial aid is FREE. There are many ways to pay for college through financial aid, so applying must be a priority. You apply for the majority of financial aid by completing a FAFSA (Free Application for Federal Student Aid). You can complete this application as soon as possible at https://studentaid.gov/h/apply-for-aid/fafsa.
To complete a FAFSA you will need the following information:
EPIC Bible College’s school code: 034033
Your Social Security Number
Your federal income tax returns, W-2s, and other records of money earned
An FSA ID to sign electronically
If you are a dependent student, one of your parents will need an FSA ID to sign electronically.
2016-2017 FAFSA covers the school year from July 1, 2016 – June 30, 2017
2017-2018 FAFSA covers the school year from July 1, 2017 – June 30, 2018
If you need help completing the FAFSA please set up an appointment with EPIC’s Financial Aid. Please collect all your financial records, such as tax returns, and bring them to the office.
Create a personal FSA username and password at www.fsaid.ed.gov
Complete a FAFSA at https://studentaid.gov/h/apply-for-aid/fafsa
You will receive a SAR (Student Aid Report) in your email within 3 days. Please keep for your records.
An Award Letter will be sent to you from the schools you listed on the FAFSA
See a Financial Aid Officer for advising. Contact Us
Complete Admission forms
Students Enrolled must complete the Verification process to receive aid if selected for the Verification Process. (See Financial Verification).
Federal Stafford Direct Loan Application
Loan application will also be obtained through the financial aid office. Additional information and instruction will be sent with the Award Letter.
Each student must complete the following:
Here at EPIC Bible College we have three main scholarships that you can apply for. Applying for these scholarships requires: 1) completing a current year FAFSA and 2) completing a Scholarship Application form.
Ministerial Scholarship– This is based on your ministerial involvement. You can receive a percentage off of your tuition each quarter. An applicant must have a letter from their Pastor or denominational leader stating that he/she is regarded as a full time minister with a description of duties and the amount of hours worked each week. If you do not work 40 hours a week your award amount will be considered at a pro-rata basis.
Spouse Scholarship– This scholarship will take a percentage off of your tuition. This is geared for married couples who are attending EPIC Bible College. Who ever has the fewer units will receive the scholarship.
Dependent Scholarship– Students who are a dependent of an active minister can receive a percentage off of their tuition. The student must demonstrate that he/she is a dependent as reported on the parent’s tax returns.
Higher Education Emergency Relief Fund (“HEERF”) Reporting- Emergency Financial Aid Grants to Students
(Posted by the Office of Postsecondary Education on May 06, 2020, Electronic Announcement 050620)
Section 18004(e) of the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act” or the “Act”)), Pub. L. No. 116-136, 134 Stat. 281 (March 27, 2020), directs institutions receiving funds under Section 18004 of the Act to submit (in a time and manner required by the Secretary) a report to the Secretary describing the use of funds distributed from the Higher Education Emergency Relief Fund (“HEERF”). Section 18004(c) of the CARES Act requires institutions to use no less than 50 percent of the funds received from Section 18004(a)(1) of the CARES Act to provide Emergency Financial Aid Grants to students for expenses related to the disruption of campus operations due to coronavirus (including eligible expenses under a student’s cost of attendance such as food, housing, course materials, technology, health care, and child care). On April 9, 2020, the Department published documents related to the Emergency Financial Aid Grants, including a letter from Secretary Betsy DeVos, a form Certification and Agreement for signing and returning by institutions to access the funds, and a list of institutional allocations under 18004(a)(1).
The Certification and Agreement directs each institution applying for HEERF funds to comply with Section 18004(e) of the CARES Act and submit an initial report (the “30-day Fund Report”) to the Secretary thirty (30) days from the date of the institution’s Certification and Agreement to the Department. The Department will provide instructions for providing the required information to the Secretary in the near future. In the meantime, each HEERF participating institution must post the information listed below on the institution’s primary website. The Department would like to receive the most current information from the date when the institution received its allocation for emergency financial aid grants to students, and the institution should have received its allocation within a few days after submitting the Certification and Agreement. Accordingly, the following information must appear in a format and location that is easily accessible to the public 30 days after the date when the institution received its allocation under 18004(a)(1) and updated every 45 days thereafter:
CARES ACT and HEERF Grant Institutional Portion Reporting Documents:
30-Day Report on Higher Education Emergency Relief Funds
1. An acknowledgment that the institution signed and returned to the Department the Certification and Agreement and the assurance that the institution has used, or intends to use, no less than 50 percent of the funds received under Section 18004(a)(1) of the CARES Act to provide Emergency Financial Aid Grants to students.
EPIC Bible College & Graduate School acknowledges signing and submitting the U. S. Department of Education Certification and Agreement for Financial Aid Grants to Students under the Coronavirus Aid, Relief, and Economic Security (CARES) Act on April 14, 2020. The U.S. DOE provided EPIC Bible College & Graduate School with an electronically signed Grant Award Notification (GAN) on April 25, 2020.
EPIC Bible College & Graduate School intends to use no less than 50 percent of the funds received under Section 180004(a)(1) of the CARES Act to provide Emergency Financial Aid Grants to students primarily for helping them to have the technology necessary to be able to access the online platforms (e.g. Zoom video delivery software) used to deliver their current onsite courses to them now remotely off-campus live through full interactive video streaming from professors.
2. The total amount of funds that the institution will receive or has received from the Department pursuant to the institution’s Certification and Agreement [for] Emergency Financial Aid Grants to Students.
EPIC Bible College & Graduate School received $46,900 for Emergency Financial Aid Grants to Students under the Coronavirus Aid, Relief, and Economic Security (CARES) Act.
3. The total amount of Emergency Financial Aid Grants distributed to students under Section 18004(a)(1) of the CARES Act as of the date of submission (i.e., as of the 30-day Report and every 45 days thereafter). Quarterly updated reporting documents:
4. The estimated total number of students at the institution eligible to participate in programs under Section 484 in Title IV of the Higher Education Act of 1965 and thus eligible to receive Emergency Financial Aid Grants to students under Section 18004(a)(1) of the CARES Act.
EPIC Bible College & Graduate School estimates approximately 59 students could be determined eligible for Emergency Financial Aid Grants as of December 31, 2021 (updated).
5. The total number of students who have received an Emergency Financial Aid Grant to students under Section 18004(a)(1) of the CARES Act.
EPIC Bible College & Graduate School has not disbursed any Emergency Financial Aid Grant funds to students as of May 05, 2020 as the College is still evaluating student eligibility and contacting students directly. 1) The College anticipates Spring 2020 quarter enrolled students, that are taking onsite courses and now receiving live instruction by Video conferencing, as receiving technological assistance before the date of June 20, 2020. 2) The College anticipates the following two academic quarters for Summer 2020 and Fall 2020 students, to receive technological assistance before the summer start date of June 08, 2020 and fall start date of August 24, 2020.
6. The method(s) used by the institution to determine which students received Emergency Financial Aid Grants and how much they would receive under Section 18004(a)(1) of the CARES Act.
The college will utilize the Free Application for Federal Student Aid (FAFSA), the College student information management system, the National Student Loan Data System, and other data sources, as necessary, to students primarily for helping them to have the technology necessary to be able to access the online platforms (e.g. Zoom video delivery software) now being used to deliver their current onsite courses to them now remotely off-campus live through full interactive video streaming from professors. Additionally, students will be contacted via phone and email to see what technological barriers are present that would make accessing their onsite courses remotely to be difficult or impossible based on their current situations and any resulting impact as covered in the CARES act. Student responses will be noted and appropriate technologies and contact will be used.
PHASE I – Spring 2020 Technological Needs for Students:
Phase I Funding will be used to purchase technological needs and assistance (e.g. hardware, software, mobile internet access, etc.) to be distributed directly to eligible students attending Spring quarter 2020 onsite courses which then were moved (because of CDC Health Guidelines) to then be receiving live instruction from instructors by Video conferencing (e.g. Zoom software online access). Students not currently receiving Title IV aid may complete the FASFA within 30 days from the initial disbursement date to establish eligibility for HEERF Grant Funds for technological assistance funding in Phase II or Phase III. Students will have a curbside pickup or mail delivery options available for receiving the technological assistance.
Primary Contact Methods: E-Mail: Students will be notified via college provided student secure e-mail. Telephone: The second contact approach will be by telephone. The College will attempt to reach the student by calling the phone number on file for the student at time of enrollment. Text: The final contact attempt will consist of a text message to the phone number on file for the student to assist in reaching eligible students.
Following execution of the three-prong approach (21 days), no additional attempts will be made to disburse the undelivered funds to the student. These funds will then revert to Phase II funds.
PHASE II – Summer 2020 Technological Needs for students:
Phase II funds will be distributed to eligible students based on the remaining dollar amount of HEERF funds. Following execution of Phase II distribution, any remaining funds will revert to Phase III funds for final distribution.
PHASE III – Fall 2020 Technological Needs for Students:
Phase III funds will be distributed to eligible students, via methodology described in Phase I and II. Awards will be determined based on the remaining dollar amount of HEERF funds.
7. Any instructions, directions, or guidance provided by the institution to students concerning the Emergency Financial Aid Grants.
Currently all eligible students have been directly contacted through the EPIC Bible College & Graduate School Financial Aid department representatives by personal phone contact and email communications to assess and confirm their individual technological needs, or other HEERF criteria, to overcoming barriers in currently accessing their education.
This is a federal grant for students who show financial need. Pell grants range from $598 – $5815 for the 2016-2017 school year at full time. You do not necessarily have to be enrolled full time to receive a Pell grant. Pell grants are adjusted depending on the amount of units taken up to 12 units.
The Federal Supplemental Education Opportunity grant is available for those who have an EFC of zero. Each student will receive a minimum of $200 in the award year. FSEOG funds are reasonably available to all who qualify throughout the year award. Funds are limited and subject to change.
Federal Direct Subsidized Loan
Subsidized Stafford loans are based on financial aid need. Interest is paid by the federal government (subsidized) while the student is enrolled at least half time. Payment of both interest and principal begins 6 months after the student graduates, or drops below half time. The annual interest rate is a fixed 3.76% for loans disbursed before on or after July 1, 2016 and prior to July 1, 2017. Students applying for a student loan are required to complete a Master Promissory Note (MPN) and an Entrance Counseling at www.studentloans.gov. Additional information and instruction will be sent with the Award Letter.
Federal Direct Unsubsidized Loan
A loan available to students who do not qualify, in whole or in part, for a Subsidized Stafford Loan. The student is responsible for the interest while enrolled. Repayment may be deferred until 6 months after the student graduates or drops below half-time enrollment. Interest accrues during the time the student is enrolled. The annual interest rate is a fixed 3.76% for loans on or after July 1, 2016 and prior to July 1, 2017. Students may also need to complete a Master Promissory Note (MPN) and an Entrance Counseling to apply for the loan. Additional information will be sent with the Award Letter.
Graduate students may also receive unsubsidized loans. Eligible graduate students may borrow up to $20,500. The annual interest rate is a fixed 5.31% for loans on or after July 1, 2016 and prior to July 1, 2017. Graduate students are required to complete a Master Promissory Note (MPN) and an Entrance Counseling. Additional information and instruction will be sent with the Award Letter.
Federal Direct Parent Loan (PLUS)
Available to parents and graduate students to cover educational expenses. May borrow up to the cost of attendance minus financial aid. Interest rate is variable of 6.31% for the 2016 – 2017 school year. Interest and repayment begin while student is enrolled. The FAFSA is required to apply for the loan and eligibility is based upon the credit of the parent.
Stafford Loan Limits
Dependent Students (Parents can borrow PLUS) / Base Subsidized(All Students) / Additional Unsubsidized / Total
Freshman (1-49 units)$3500 $2000 $5500
Sophomore (50-99 units)$4500 $2000 $6500
Junior and Senior (100-200 units)$5500 $2000 $7500
Dependent and Independent Students (Parents cannot borrow PLUS) / Base Subsidized (All Students) / Additional Unsubsidized / Total
Freshman (1-49 units) / $3500 / $6000 / $9500
Sophomore (50-99 units) / $4500 / $6000 / $10,500
Junior and Senior (100-200 units) / $5500 / $7000 / $12,500
Maximum Aggregate Borrowing Limits
Dependency Status / Maximum Subsidized
$31,500 Dependent Undergraduate / $23000
$57,500 Independent Undergraduate / $23000
Graduate Borrowing Limits
Aggregate Limit: $138.500
* includes subsidized loans received for loan periods beginning before July 1, 2012 and prior subsidized loans received for undergrad.
Federal Work Study
This program offers students an opportunity to earn wages to help meet the cost of education. Many jobs are located on campus. Students who wish to work on campus under this program are responsible to seek employment and may contact the Registrar’s office for a list of available positions. The amount a student may earn will be determined by financial aid need and the actual hours and wage of the Federal Work Study position. A FAFSA must be submitted along with a Federal Work Study Application, which is available in the Financial Aid Office.
California State Aid
A student who is or was in foster care between the ages of 16-18 and have not reached their 22nd birthday as of July 1st of the award year, as a dependent or ward of the court and have financial need may be eligible for this grant. Those eligible may receive up to $5000.00 for the 2016-17 school year. For applications please go to csac.ca.gov (select “Commission Programs”). To learn more please contact your case worker or ILP Coordinator or contact the financial aid office.
Veteran's Education Benefits
To apply for Veterans Education Benefits please go to www.gibill.va.gov and select apply online and click on education. You may also call 1.888.442.4551 or for more Veterans benefit info. Call 1.800.827.1000
The Post-9/11 GI Bill® (Chapter 33) is for individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill®. The Post-9/11 GI Bill® will become effective for training on or after August 1, 2009. This program will pay eligible individuals: Tuition & fees directly to the school not to exceed the maximum in-state tuition & fees at a public Institution of Higher Learning, a monthly housing allowance based on the Basic Allowance for Housing for an E-5 with dependents at the location of the school, an annual books & supplies stipend of $1,000 paid proportionately based on enrollment a one-time rural benefit payment for eligible individuals.
Montgomery GI Bill® — Active Duty (Chapter 30) provides up to 36 months of education benefits on the basis of one month of active duty for one month of education benefits. This benefit may be used for degree pursuit by either residence instruction or distance education. Residence instruction or training may also be taken for non-degree diploma or certificate programs, advanced flight training, and apprenticeship/on-the-job training. Remedial, deficiency, and refresher courses as well as tutorial services may be approved under certain circumstances. Generally, benefits are payable for 10 years following your release from active duty. Rare exceptions to the 10-year rule are based on an individual’s circumstances.
Montgomery GI Bill® — Selected Reserve (Chapter 1606) may be available if you are a member of the Selected Reserve for at least six years. The Selected Reserve includes the Army Reserve, Navy Reserve, Air Force Reserve, Marine Corps Reserve, Coast Guard Reserve, Army National Guard and Air National Guard. This benefit may be used for degree pursuit by either residence instruction or distance education. Residence instruction or training may be taken for non-degree diploma or certificate programs, advanced flight training, and apprenticeship/on-the-job training. Remedial, deficiency, and refresher courses as well as tutorial services may be approved under certain circumstances. This benefit generally terminates 14 years from the date of enlistment in the reserve.
Reserve Educational Assistance Program (REAP) (Chapter 1607) was established as a part of the Ronald W. Reagan National Defense Authorization Act for fiscal year 2005. It is a new Department of Defense education benefit program designed to provide educational assistance to members of the Reserve components called up or ordered to active duty in response to a war or national emergency (contingency operation) as declared by the President or Congress. This new program makes certain reservists who were activated for at least 90 days after September 11, 2001 either eligible for education benefits or eligible for increased benefits.
Survivors’ and Dependents’ Educational Assistance Program (DEA) (Chapter 35) is a program for the spouses and survivors of veterans that were detained (POW/MIA), deceased, or disabled (100% and permanent) due to service-connected cause are eligible for MGIB benefits. The schools and programs approved for the other chapters of the MGIB are approved under this provision. When eligible dependents reach the age of 18 (thereby losing dependent support) they may collect the MGIB to finish high school. Five months of high school benefits may be used that are not charged to the post-secondary eligibility. The program offers up to 45 months of education benefits. This benefit expires at the dependent’s 26th birthday.
Veterans Educational Assistance Program (VEAP) (Chapter 32) is available if you entered active duty for the first time between January 1, 1977 and June 30, 1985 and elected to make contributions from your military pay to participate in this education benefit program. Your contributions are matched on a $2 for $1 basis by the federal government. This benefit may be used for a degree by residence or correspondence training. Certificate and diploma programs, flight training, and apprenticeship/on-the-job training may be taken by residence training only. Remedial, deficiency, and refresher courses may be approved under certain circumstances.
If you are eligible under Chapter 30, Chapter 35 or Chapter 1606 the benefit rates you can receive can be accessed at http://www.gibill.va.gov/GI_Bill_Info/rates.htm. Basic rates can vary.
Applying for education benefits can be accomplished by completing an online application or by printing forms out and mailing them to the Department of Veteran Affairs Muskogee Regional Processing Office at 125 South Main Street, Muskogee, OK 74401.
The U.S. Department of Education requires institutions to verify those students who are selected for verification. This process confirms all information submitted on the FAFSA for accuracy and completeness. The Financial Aid Office will request from the student the forms needed to satisfy this process. Some forms we request are available online. If the forms requested to complete verification are not provided by the student, then financial aid cannot be provided to the student.
Students who are selected for verification will be placed in one of six groups to determine which FAFSA information is required to be verified. The Financial Aid Office will contact you if you are selected.
Examples of information that may be requested are as follows:
The previous year’s tax returns signed. For Example: for the 2016 – 2017 FAFSA, 2015 tax returns are required. A dependant student must submit a copy of their parent’s tax returns as well.
A EPIC verification Worksheet to be completed. All sections may be completed, even though it may not apply (enter 0’s or NA).
A student and/or parent who is not required to complete tax return / Non-filer must complete a Low Income Verification form and a Student Parent Certification of Non Filing.
Additional documents may be required. Please visit the Financial Aid Links and Forms page. Note: you must have Adobe PDF Reader to view the forms.
Links and Forms
Master Promissory Note (MPN) www.studentloans.gov
Entrance Counseling www.studentloans.gov
Exit Counseling www.studentloans.gov
National Student Loan Data System (NSLDS) loans and grants
Resolve Loan Disputes
Chafee Grant application site
#Nursing Scholarship – Scholarship Deadline: December 31, Annually.
2021 Trial Pro, P.A. $5000 Annual Scholarship Award – Scholarship Deadline: January 15, Annual
American Indian College Fund – Scholarship Deadline: May 31, Annually.
Annual Welding Scholarship – Scholarship Deadline: December 31, Annually.
Bronx Injury Lawyers P.C. Essay Scholarship – Scholarship Deadline: December 31, 2022
Brooklyn Injury Attorneys, P.C. – Scholarship Deadline: December 31, 2022
Carl Iberger Scholarship for Human Resources and Management – Scholarship Deadline: December 15, 2022
Comparison411 Inc. – Scholarship Deadline: November 1, 2022
COUPONS PLUS DEALS SCHOLARSHIP – Scholarship Deadline: December 31, Annually.
CouponUpto Scholarship – Scholarship Deadline: December 31, 2021
Cyber Forensics Annual Social Media Open-Source Forensics Software Scholarship – Scholarship Deadline: June 30th, Annually
Dr. Ankita Singh Scholarship for Future Doctors of America – Scholarship Deadline: November 15, 2022
Dr. Johan Blickman Scholarship for Future Medical Doctors – Scholarship Deadline: December 15, 2022
Electrician Classes Scholarship – Scholarship Deadline: March 31, Annually.
Elizabeth Auger Annual Scholarship – Scholarship Deadline: July 31st, Annually.
EnergyRates.Ca College Scholarship – Scholarship Deadline: January 31, Annually.
Engineering Scholarship Program – Scholarship Deadline: May 15th, Annually.
Growth Hub – Scholarship Deadline: November 1, 2022
HVAC Schools 411 Scholarship – Scholarship Deadline: March 31, Annually.
Michael Burgis & Associates Scholarship – Scholarship Deadline:July 31st, 2022
Moshe Rabin Scholarship for Student Entrepreneurs – Scholarship Deadline: December 15, 2022
Only Trade Schools Support Scholarship – Scholarship Deadline: March 31, Annually
OppU Achievers Scholarship – Scholarship Deadline: Multiple Deadlines, see website for details.
Rank-It.ca College Scholarship – Scholarship Deadline: March 1, 2023
Safe Driving Practices For The Next Generation Scholarship – Scholarship Deadline: June 15th, 2022.
The BrightStar Systems Future Technologies Scholarship – Scholarship Deadline: March 15, 2021
The Heer Law Entrepreneurship Scholarship – Scholarship Deadline: December 31, Annually
The Lighthouse Network's Scholarship Program – Scholarship Deadline: September 1, 2022
The Responsify Empowering Others Scholarship – Scholarship Deadline: October 5, Annually
The Tastyplacement Scholarship – Scholarship Deadline: January 31st, Annually.
Theme Vision – Scholarship Deadline: November 15, 2022
Timothy Iberger Scholarship for Future Tech Innovators – Scholarship Deadline: November 15, 2022
Truck Stuff USA Scholarship – Scholarship Deadline: March 31, Annually.
White-Glove Moving Scholarship – Scholarship Deadline: July 15, 2022
BrokeScholar – Scholarship search
CollegeView – Scholarship search
FastWeb – Scholarship search
FinAid! – Scholarship search
Grants & Scholarships for Native Americans – Scholarship search
Mapping your Future – Scholarship search
Military Scholar – Scholarship search
Reviews.com – Scholarship search
Scholarshipoffers.com – Scholarship search
Scholarships.com – Scholarship search
The Christian Connector Inc. – Scholarship search
Foster Youth Resources:
CDSS Children and Family Services
California Foster Care youth support site
Foster Youth Connection(advocacy group)
www.christianconnector.com – Scholarships for Christian colleges
Orphan Foundation of America foster support services
CSU Guardian Scholars Program education services
Orangewood Children’s Foundation support services
American Opportunity Tax Credit
American Opportunity Tax Credit is a credit for qualified education expenses paid or an eligible student for the first four years of higher education. You can get a maximum annual credit of $2500 per eligible student. If the credit brings the amount of tax you owe to zero, you can have 40 percent of any remaining amount of the credit (up to $1,000) refunded to you. THIS WAS COPIED FROM THE IRS.GOV WEBSITE
Satisfactory Academic Progress Policy (2016 – 2017)
All students at EPIC Bible College, including those receiving Student Financial Aid from any source shall maintain Satisfactory Academic Progress to continue eligibility to receive FA funds.
SATISFACTORY ACADEMIC PROGRESS
Satisfactory Academic Progress at EPIC is defined as (1) maintaining a quality of leaning as identified from GPA and Attendance records and (2) maintaining a Pace of Progress towards an academic goal by completing a percentage or quantity of credits within 150% of allowed time (number of credits required for the program).
Maintaining a 2.0 Grade Point Average (GPA) or better each quarter.
Maintaining a 2.0 Cumulative GPA or better after completing 6 quarters of enrollment.
Attending all classes with a minimum of 80% attendance.
Pace of Progress/Completing 67% of units attempted.
Pace of Progress is determined by calculating the ratio of Credits Completed divided by the Credits Attempted.
Credits Completed = Ratio/Percentage
Pace of Progress would be, for example, if 201 quarter units are required to complete a BA in Ministerial Studies with an Emphasis in Biblical Studies, the student would be eligible to complete the program by attempting up to a total of 150% of 201 units, or 301.5 units.
Each quarter SAP will be reviewed to evaluate that each student is maintaining at least a 2.0 GPA, completing at least 67% of units attempted, and attending at least 80% of classes.
Cumulative GPA will be assessed after a student has completed 6 quarters of enrollment. Each student whose cumulative GPA after completing 6 quarters is below 2.0 will not be eligible for FA any longer at EPIC. There is no warning period or appeal process.
FINANCIAL AID WARNING
Students who do not maintain a quarterly GPA of 2.0, or whose attendance is below 80%, or who do not complete 67% of units attempted will be placed on “Financial Aid Warning.” This status will allow the student to remain eligible for FA for the next (second succeeding) quarter while improving SAP.
SUSPENSION, APPEAL, ACADEMIC PROBATION, ACADEMIC PLAN
If a student fails to meet SAP for the second succeeding quarter, the student will be on Suspension and will not be eligible for FA.
Appeal & Academic Plan
When this situation occurs, the student can appeal the Suspension by completing an Appeal Application that includes an explanation of why the student was not able to meet SAP and what has changed in order for the student to achieve SAP, and an Academic Plan. The student will meet with her/his Academic Advisor to develop an “Academic Plan.” The “Academic Plan” will review the student’s courses needed to complete the student’s program, time management issues, what circumstances have changed relative to the student being able to complete course requirements, and the student’s schedule. The purpose is to guide the student to be able to achieve SAP: Meet a GPA of 2.0 or better, complete 67% or more of units attempted, and attend all class sessions.
If the Appeal is accepted/approved, the student will be removed from Suspension and placed on Academic Probation for the coming (third) successive quarter and will be eligible for FA. If the student does not meet SAP for the third successive quarter, the student and her/his Academic Advisor will review the “Academic Plan” to assess the student’s progress and potential for meeting SAP. Upon recommendation of the Academic Advisor, the appeal may be continued for a fourth successive quarter. If the student fails to meet SAP after being allowed to continue Academic Probation for a fourth successive quarter, then the student is placed on Academic Suspension and is not eligible for FA.
SUCCESS IN COLLEGE COURSES
Success in College Courses that are offered to prepare a student for a course required for a Degree or Certificate will be considered as part of the enrollment as a regular student at EPIC. Grades for these courses will be included in determining GPA (qualitative) and for Pace of Progress (quantitative or time based) SAP.
When a student repeats a course where a grade below “C” was earned, and earns a “C” or better for the second time the course was attempted, the original grade will not be considered in assessing GPA (qualitative), but will be included in assessing Pace of Progress (quantitative) for SAP purposes.
All students at EPIC must meet Satisfactory Academic Progress (SAP) standards to remain eligible for Student Financial Aid (FA). To maintain FA eligibility, a student must:
Maintain a Grade Point Average (GPA) of 2.0 or better,
Maintain a Cumulative GPA of 2.0 or better after completing 6 quarters of enrollment,
Attend classes (with a minimum attendance of 80%),
Complete 2/3 (67%) of units attempted.
Students who do not meet SAP will be placed on Financial Aid Warning after the end of the first quarter of not meeting SAP and Academic Suspension when not meeting SAP for two successive quarters. A student is not eligible for FA when on Academic Suspension. Academic Suspension may be appealed by submitting an Appeal Form and completing an Academic Plan with the student’s Academic Advisor. If the Appeal is approved, the student will be removed from Academic Suspension and placed on Academic Probation and will be then eligible for FA. This will allow the student opportunity to meet SAP.
(Approved: Oct. 2016)
(Affective with the Fall 2016 quarter)
Tuition and Fees
2016-2017 School Year
AA/BA Tuition $249.00 per unit
Full-time 16 units – Completion in 4 years $3,984 (not including fees)
Full-time 12 units – Completion in 5 years $2,988
Part Time 9 units – 3/4 Time $2,241
Half Time 6 units – 1/2 Time $1,494
Application Fee (One Time Fee)$65.00
Registration (per quarter)$65.00
Late Registration Fee$25.00
Change of Status Fee$5.00
Associated Student Body Fees (per quarter)
Notebook (per class)
CL&M Evening Student CD
Private Music Lesson
Vary in Cost
Average enrollment per student
Average cost per student
Average grants & scholarships per student
Average Student Loans per student
Estimated BA Program Cost Before Fees
Estimated Grants & Scholarships
*Figures based upon 2013-2014 Student Body & most recent graduation class
FAQ - Frequently Asked Questions
Click on any question to find the answer:
1. What is an Award Letter (Estimated Cost of attendance Letter)?
An Award Letter tells you the aid programs for which you are eligible, in order to help cover the institutional costs. We have calculated your financial aid eligibility based on the information that you have provided on the Free Application for Federal Student Aid (FAFSA). If you accept the award in its entirety, you don’t need to take any action. Otherwise, please indicate the changes, initial and return the offer to us within two (2) weeks.
2. How was my need determined?
EPIC Bible College, like all other colleges and universities, utilizes the federal standardized methodology to calculate your need. Actual awards may vary by school due to the differences in costs, funding, policies, etc. Generally speaking, the methodology used can be explained with the following calculation: College Costs – Expected Family Contribution = Your Financial Need. We also consider outside financial aid sources and benefits such as, private scholarships, vocational rehabilitation benefits, etc. before awarding financial aid.
3. How long will the financial aid process take?
Once EPIC Bible College has received your FAFSA, as well as the required documentation, for verification funds can be disbursed. A student who wants a student loan must first a Master Promissory (MPN) and an Entrance Counseling before the loan is processed. Once these items are completed, first disbursement will be made within 2-3 weeks.
4. How do I get my award and/or refund?
To receive a financial aid award, your FAFSA must be complete along with all other required verifying documents. Awards can then be disbursed. If you have a Title IV credit balance (this occurs if a student receives a Pell, ACG, FSEOG grant and/or Federal student loans in excess of the allowable charges) and do not authorize the EPIC to retain this credit on your student account, then a refund check is available within 14 business days. Please remember that financial aid funds are subject to delay until all necessary documents are received and the funds arrive. If your financial aid is applied toward costs but does not cover all of your charges, you must use your own resources to pay any balance due. Please contact the Business Office for payment details. If you do not have a Title IV credit balance you must complete a Request for Refund form and turn it into our Business office.
5. How Does Work Study “Work”?
Federal Work Study is a federally funded program that provides an opportunity for students to earn income through part-time employment. The selection of students for various jobs is made by supervisors based on the student applicant’s skills and abilities, job requirements, and other job related criteria. Students are encouraged to prepare for the competitive application process by developing a resume or gaining some part-time employment experience. Your award represents the maximum amount you can earn through work study, but it does not guarantee employment. For more information and job placement, please contact the main office.
6. Must I Apply for the Stafford Loan listed on my Award Letter?
No, you are not obligated to take out a Stafford Loan. Should you choose to do so, you must first sit down with the Financial Aid Officer for an entrance interview and there you will obtain the MPN (Master Promissory Note) and other application materials. The amount listed on your Award Letter is the maximum you can borrow; you may borrow less. It usually takes 2 – 4 weeks to receive a disbursement to your student account. Funds are sent to the institution and applied automatically to your student account. This time frame varies depending on volume both in our office and at the lender.
7. What if I am a borrower at EPIC Bible College?
Borrowers at EPIC must complete a Master Promissory Note and Entrance Counseling before their loan funds can be requested. Students are required to complete both items online at www.studentloans.org. If this is the first time you are borrowing under the Stafford Loan programs, federal regulations also require a 30 day delay after the start of the quarter before receiving your first disbursement. Please contact the Student Financial Aid Office if you have additional questions.
8. What if my enrollment status changes?
All federal, state and institutional programs are subject to a statutory pro rata refund calculation when students change enrollment status (withdraw completely or drop to less than half-time). Thus, adjustments to your award are necessary. Also, reduction in units can affect your award. In all circumstances, once known, we will send a revised award letter to inform you of any changes. Any funds that you have already received, but for which you are now no longer eligible, must be returned. As a result, this repayment may create an outstanding balance in your account, which affects your ability to register for further sessions, participate in commencement, or request the release of degrees, transcripts, etc.
9. What else can affect my award?
In addition to changes in enrollment status, resources (such as outside scholarships, Veteran Benefits, etc.), and failure to meet Satisfactory Academic Progress (SAP) requirements will affect your eligibility. Please refer to the academic progress guidelines for details. Review of academic progress is done every quarter. If you do not meet the academic progress requirements, you will be notified.
10. But what if I need more money?
We are committed to helping students explore their options and the potential for additional resources as well as providing information regarding other alternative loan programs. Applications and information about these loan programs can be obtained at your Student Financial Aid Office. EPIC students can utilize an outside scholarship search company to seek additional grant(s) by logging on to www.fastweb.com and/or many other web sites or companies (See scholarship section). If you and/or your family have special circumstances (such as loss of income, etc.) that warrant a review of the aid offer, please contact to your Student Financial Aid Counselor immediately. As always, you are welcome to discuss your financial situation with us at any time. Please call for an appointment (916) 348-4689.